How We Help
Hit and Run Accidents
They hit you and they kept going. It feels like there is nobody to hold responsible and nothing to be done. Usually that is not true, and what you do in the first few days matters more here than in almost any other kind of case.
You may have coverage even if the driver is never found
Most people assume that an unidentified driver means no recovery. In practice, the coverage that answers for a hit and run is often your own uninsured motorist coverage, which exists precisely because some drivers carry no insurance and some never stop.
Whether you have it, and what it covers, is on your policy. If you were told you have no claim, that answer is worth checking before you accept it. Boyd will read the policy.
Why the first 48 hours decide these cases
A hit and run is a race against records that erase themselves.
- Business and residential cameras overwrite, often within a few days
- Debris and paint transfer at the scene get swept away
- Witnesses who saw a partial plate forget it, or move on
- Body shops that repair a matching vehicle do so quickly and quietly
Every one of those is recoverable if somebody moves immediately, and gone if nobody does.
Reporting is not optional
Two reports matter, and they are different. One is to law enforcement, which starts any chance of identifying the driver. The other is to your own insurance company, because uninsured motorist coverage carries notice requirements written into the policy, and a late report can cost the claim for reasons that have nothing to do with the merits.
Report the crash. Report it promptly. Say what happened and nothing more, and do not guess at injuries you have not been examined for.
What to do right now
- Call the police and insist on a report, even if the other car is long gone
- Write down everything you remember about the vehicle while it is fresh: color, body style, damage, direction of travel, any part of the plate
- Photograph your vehicle and the scene, including paint transfer
- Knock on doors and look for cameras today, not next week
- Get medical attention and keep the records
- Notify your own insurer, and call Boyd before giving a recorded statement
Call Boyd today rather than next week
This is the one category where speed changes the outcome most. The first conversation is free, and Boyd takes it himself.
injured? let's talk.
Free consultation. No fees unless we win.